Summit Financial Group, Inc. is a financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle and Southern regions of West Virginia and the Northern, Shenandoah Valley and Southwestern regions of Virginia, through its bank subsidiary, Summit Community Bank, Inc.

EMPLOYEE POLYGRAPH PROTECTION ACT (PDF)

Commercial Banker, Lewes DE  (Full Time)
Location: Lewes, DE

JOB TITLE:                          Commercial Banker

Entity (SFG, SCB):             SCB

Job Classification:             Full Time, Exempt

Reports to:                           Regional President                         

Education requirements:            

• Bachelor Degree in Business, Finance, or related field preferred.

Experience or Skill requirements: 

• Three years experience in a financial institution or loan department preferred.
• Knowledge of commercial real estate and commercial non-real estate lending policies and procedures preferred.
• Knowledge of lending services, cash management services, and related areas preferred.
• Good communication, collaboration, organization, and sales skills preferred.

Duties:

• Develops new customer prospects and business for the financial institution.
• Actively participate in market events for brand awareness.
• Follows structured calling system as set by the supervisor based on expectations and/or goals.
• Analyzes the credit history of applicants and determines their loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods, and collateral specifications.
• Develops and maintains interest rate structure to be consistent with Summit’s policies and procedures, and to be competitive with current market rate.
• Evaluates potential customer loan requests and makes loan recommendations to the Regional President, Sub-Committee and Holding Company Loan Committee.
• Maintain working knowledge of loan systems-how to create and/or obtain loan documents through the loan system.
• Cross-sell and promote other Summit products to customers.
• Participates in training when required for the position.
• Other duties as assigned.

Relationships:

The Commercial Bankerwill work with all bank staff including other Bankers, Commercial Relationship Representatives, Branch Managers, Retail Branch Staff, Loan Officer Assistants, and the Loan Processing, Post Closing, Loan Review, Credit Analysis, and Debt Management departments.  The Commercial Banker will work with and present loans to the Regional President, Sub-Committee, Holding Company Loan Committee and Board of Directors and will report to a direct supervisor.

Summit provides equal employment opportunities in all aspects of employment. All employment decisions are made without regard to race, color, religion, age, sex (including pregnancy, sexual orientation, or gender identity), national origin, disability status, genetics, protected veteran status, or any other characteristic protected by federal, state, or local laws.

Salary is based on experience.